Advisor Affiliates

Edward Rusnak, MBA

Financial Planner



Email Address

Ed joined Lincoln Financial Services in 2005 to assist business owners and families make better decisions in the areas of wealth management, retirement income planning, risk management and estate planning. He works with his clients to create comprehensive financial plans and provide solutions that meet their unique needs and objectives. "We are driven and fully committed to serving our clients and building long term relationships."

Ed has built his practice on the principles of integrity, trust and understanding. He holds an MBA in Finance from Rochester Institute of Technology, FINRA Series 7 and 66 registrations, and California Insurance License. He is also a member of National Association of Insurance and Financial Advisors (NAIFA), Career Club Qualifier and Vice-President Seminar Qualifier.


Daniel A. Prisciotta, CFP®, CPA*, PFS, ChFC

Managing Partner Of Equity Strategies Group



Email Address

Dan Prisciotta is committed to understanding your situation and customizing comprehensive financial strategies to help achieve your goals. Whether you are retired from a successful career, an owner of a business, or the bread winner of your family, Dan and his team can help you translate your goals into action steps. Dan is a motivating catalyst to take the words from your strategic plan and put them into immediate action. Dan brings 25 years of experience to his clients. For many of the 25 years, Dan also coached and developed other financial advisors to help build successful practices. This provides Dan the depth and breadth of financial planning strategies that will optimize the various objectives his clients desire to reach. His experience on over a thousand cases provides his clients the benefit of knowing that their plan will run through multiple design alternatives before the appropriate options are presented to his valued clients.

Dan is an active member of the financial planning and investment banking community and keeps abreast of changes and innovations in the industry. He is regarded as a national specialist in the areas of business exit planning and estate planning. He hold the designations, certifications and affiliations listed below: CERTIFIED FINANCIAL PLANNER™ (CFP®) Certified Public Accountant (CPA*) Personal Financial Specialist designation (PFS) Chartered Financial Consultant (ChFC) Member of the American Institute of CPA’s Member of NJ Society of CPA’s Member of The Alliance of Mergers & Acquisitions Advisors Member of the Alliance of Corporate Wealth Member of the Society of Financial Service Professionals (SCSP) Member of the Financial Planning Association Registered Securities Principal and Representative Member of Sagemark Consulting’s Private Wealth Services and Resource Groups Certified Continuing Education Instructor Dan has been interviewed on television by CNN Business News and has also been featured on station WFAS Financial Radio and in the Record and Journal News Business columns.

He is a Magna Cum Laude graduate of Fairleigh Dickinson University with a B.S. degree in Accounting. Dan resides in Ramsey, NJ with his wife, Teresa and their two children, Michelle and Danny.


Donna L. Rowan, J.D.*, LL.M., CLU

National Design/Advanced Planning Attorney

Mrs. Rowan is a resource for our group

Donna is an Assistant Vice President of National Design. Prior to joining CIGNA/Lincoln in 1991, Donna was a tax consultant for Arthur Andersen & Co. in Hartford where she worked in the areas of personal and corporate income taxation as well as estate, gift and trust taxation. Donna received a BA degree in English from State University of New York at Buffalo and a J.D.from Western New England College School of Law. Additionally, in 1994 she received her LL.M (Taxation) from Boston University School of Law. Donna is a member of the Connecticut and American Bar Associations. Donna has also obtained her CLU designation.

*Licensed, not practicing.


Robert E. Appel, J.D., LL.M, M.B.A.

Second Vice-President of National Design/Advanced Planning

Mr. Appel is a resource for our group

Bob is Second Vice President of National Design/Advanced Planning. Bob joined Lincoln National Life Insurance Company in January 1998, as a result of the Connecticut General Life Insurance Company acquisition. Prior to joining Connecticut General Life Insurance Company in 1986, Bob worked in the accounting firm of Touche Ross & Co. (Stamford, CT.) as a Senior Tax Consultant and the Lexington Insurance Company, AIG (Boston, MA) where he was Assistant Manager of Financial Services. He also has a limited private practice of law and continues to be a consultant to other attorneys and law firms.

Bob has been an instructor of continuing education for Connecticut real estate agents and brokers since 1984. He is a member of the American and Connecticut Bar Associations. Bob received his BS degree (Accounting and Finance) from Central Connecticut State University, JD degree from the University of Bridgeport School of Law, MBA (Finance) degree from the University of Connecticut, and LL.M. (Taxation) degree from Boston University School of Law.


Dean E. "Chip" Chatlain, JD

Lincoln Financial Distributors

Mr. Chatlain is a resource for our group

Chip Chatlain, JD, Director of Technical Concepts, LFD, has 35 years of experience as a tax attorney, with 28 years in the life insurance industry. Chip has a solid background in individual and corporate taxation and an understanding of the tax advantages of Lincoln’s annuity, life insurance, disability and retirement products.


Thomas F. Commito, J.D., LL.M., CLU, ChFC

Advanced Sales

Email Address

Mr. Commito is a resource for our group

Thomas F. Commito has 28 years experience in advanced sales, life insurance products and life insurance marketing and is a Senior Tax Advisor in Lincoln Financial Distributors' advanced sales channel. He has managed traditional product line at National Life of Vermont.

Thomas F. Commito, J.D., LL.M., CLU, ChFC Lincoln Financial Distributors Thomas F. Commito has 28 years experience in advanced sales, life insurance products and life insurance marketing and is a Senior Tax Advisor in Lincoln Financial Distributors' advanced sales channel. He has managed traditional product line at National Life of Vermont. Mr. Commito is a graduate of Cornell University (BA), Boston College Law School (J.D., cum laude) and Boston University Law School (LL.M. – Taxation). He has his

FIRA Series 7 and is Series 24 licensed and is currently admitted to practice law in Vermont and Massachusetts.

Since 2001 (including 2006), Mr. Commito has written annually the "Life Insurance Section" for NYU Review of Employee Benefits and Executive Compensation published by Lexis / Nexis – Matthew Bender. He has authored two books including: Working with FLPs and LLCs: A Practitioners Guide, (2nd Edition) and Comprehensive Buy-Sell Agreements, both published by the National Underwriter Company. Articles include over 100 publications in journals such as: Journal of American Society of Financial Society Professionals; Life Insurance Selling; Brokers World; Senior Golfer; Climber; Estate Planners Quarterly; Trusts & Estates; Estate Planning; and Anthology: 100 Years of Alpinism in the United States. Mr. Commito has written a column – Accounting and Taxation in Journal of Financial Service Professionals, served as an assistant editor for the American Alpine Journal (premier journal of mountaineering in the world), and served as an associate editor for the Journal of Financial Service Professionals.

He has been a speaker at the following: Platform Speaker at the 2006 International Forum, three MDRTs, five Forums of Society of FSP, two International Meetings of CFP, Top of the Table, 2002 International Forum, three ALLU Meetings, 20 LIMRA Advanced Sale Forums (with Steve Leimberg), and two National Estate Planning Council Meetings.


Build and Preserve Your Future